SBI ELITE Advantage Credit Card Features, Benefits and Fees 2024 at

The SBI ELITE Advantage Credit Card Features, Benefits and Fees 2024 at


SBI Banking and financial services are directed to suit users’ needs. The bank offers different services at the customer’s level in all economic status. Credit card service is among the top-rated service in SBI bank. Bank customers can apply for their preferred credit card based on income and benefits. The SBI bank allows every customer to acquire a suitable credit card for their needs.

The State bank ELITE Advantage credit card is a comprehensive premium credit card that offers numerous benefits to the cardholder. SBI ELITE Advantage credit card provides the lowest foreign currency fee, lounge, travel benefits, and incredible rewards annually.  However, the State Bank ELITE Advantage credit card has a higher annual fee of Rs. 4,999.  The returns are pretty favorable to the user ranking it among the best SBI credit cards.  The cardholder gets a complimentary membership in club Vistara and the priority pass program. Select categories are offering 2.5% reward rates.

SBI ELITE Advantage Credit Card

Important points on SBI ELITE Advantage Credit Card

  • The card offers 5X reward points for usage on the departmental store, groceries, and dining.
  • The user will get 2reward points for every Rs. 100 spent.
  • A free lounge voucher and Vistara upgraded voucher.
  • Users will receive free movie tickets worth Rs. 6000 once per year. For the movie ticket reward, the user must book 2 tickets every month.

Primary Features of SBI ELITE Advantage Credit Card

SBI ELITE Advantage credit card has numerous benefits and features. The cardholder can enjoy the following facilities under the SBIELITE Advantage credit card.

  • Welcome benefits

SBI bank provides e-gift vouchers worth Rs. 5,000 from different brands:

  • Hush puppies/Bata
  • Yatra,
  • Aditya Birla fashion
  • Pantaloons
  • Shoppers stop.

The system will send an SMS to the cardholder to choose their preferred e-voucher. The selection is limited to 15 days of the annual fee payment. The user must provide an active mobile number or email ID to receive the voucher within 5 working days.

  • Fee-based benefits.

The user doesn’t pay for joining fee. However, there is an annual fee of Rs. 4,999. SBI ELITE Advantage card users can enjoy a yearly waiver of Rs. 10 lakhs per year.

  • Entertainment benefits

To get the free movie tickets to reward, the user should purchase two tickets per month. This will help the cardholder qualify for a free movie ticket worth Rs. 6,000. One can also get a discount of Rs. 250 per ticket.

  • Reward points
    • The ELITE Advantage credit card allows the user to get more than 50,000 reward points worth Rs. 12 500 every year.
    • There are 5X reward points for departmental stores, groceries, and dining.
    • The user will receive 10,000 reward points each year for Rs. 3lakhs or Rs. 4lakhs spent.
    • 15,000 reward points for Rs. 5 lakhs to Rs. 8 lakhs spent in a year.
    • One will also get 2 rewards points for every Rs. 100.
  • Trident privilege membership
    • The Trident privilege Red Tier membership is free for SBI ELITE Advantage credit cardholders.
    • There is a 1,500 bonus for the first stay and extra Rs. 1,000 hotel credit.
    • The user also receives 1,000 welcome during registration.
  • Forex markup benefit
    • ELITE Advantage offers the lowest foreign currency charge of 1.99% once the card is used outside India.
    • 2 reward points for Rs. 100 spent on the international transaction.
  • Lounge benefits and international airport
    • The user gets 6-free international lounge visits every year.
    • Free membership at the priority pass program
    • 1000 reward points for airport lounges globally.
  • Club Vistara membership
    • The club Vistara silver membership is free for the ELITE Advantage credit card users.
    • For every Rs. 100 spent on a Vistara flight, the user will get 9 clubs Vistara points.
    • One free lounger voucher and one Vistara upgrade voucher.

About SBI ELITE Advantage limit

Each cardholder has a specific limit; the bank determines the limit based on credit score.

Fees & Charges for SBI ELITE Advantage Card

SBI ELITE Advantage card Fees & Charges

Required Documents for SBI card ELITE Advantage Application

  • Identity proof documents such as passport, Ration card, Aadhaar card, etc.
  • Address proof details: utility bills, Aadhaar card, voter ID
  • Income proof documents: IT returns, salary slips, form 16, and more.


  1. Can I use the SBI ELITE Advantage credit card internationally?

    Yes, the card is acceptable in a different world, with 24 million Visa outlets in India and outside India.

  2. Does the SBI ELITE credit card allow for fuel surcharge, and which stations are authorized?

    The ELITE credit card provides a fuel surcharge waiver at all fueling stations in India.

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